Auto Finance News is pleased to announce that James Schofield, president and chief operating officer at Toyota Financial Savings Bank, will join a discussion on the asset-backed securitization market at the inaugural Auto Finance Capital Summit, taking place May 11-12 at JW Marriott in Nashville, Tenn. 

Schofield will speak on the keynote panel, “The state of auto ABS in 2026,” on Monday, May 11, at 9:15 a.m. CT.  

View the full event agenda. 

Schofield joined Toyota in August 2021 and has more than 30 years of experience in the banking industry, according to his LinkedIn profile. Before becoming COO in October 2025, he was vice president and chief financial officer at Toyota Financial Services and earlier was vice president of finance, treasury, competitiveness and M&A at TFS.  

At the summit, Schofield will join several industry leaders to discuss: 

• Credit bifurcation by tiers; 

• Issuer performance trends; 

• Spreads dynamics; and  

• Capital structure.  

Scheduled to join Schofield on the panel are: 

• Kayvan Darouian, Director of Consumer ABS Research, Deutsche Bank;  

• Michael Girard, Senior Director, Asset-Backed Securities North America, Fitch Ratings; and  

• Robert Machanic, VP Capital Markets and Treasury, Global Lending Services. 

Toyota Financial Savings Bank was chartered in 2004 and is a subsidiary of Toyota Motor Corp. TFS was the largest auto lender by outstandings at yearend 2024, with a portfolio totaling $104.8 billion, according to the most recent Big Wheels data. 

Auto Finance Capital Summit will provide an in-depth look at trends across capital markets. Attendees will tap into key information to form strategies around capital stress testing, fraud mitigation, risk-based pricing and building successful treasury risk frameworks through networking opportunities.  

Learn more about Auto Finance Capital Summit and register here.