Auto Finance News is pleased to announce that Scott Serpico, associate vice president of product management and pricing in USAA’s consumer lending business, will join a discussion on smart underwriting at Auto Finance Summit 2025, returning Oct. 15-17 at the Bellagio Las Vegas.  

View the full event agenda here.  

Scott Serpico

Serpico has over 26 years of consumer banking experience. Before joining USAA in 2021, he held positions at Ally, JP Morgan Chase, SunTrust Bank, Wells Fargo and MBNA America.  

During the panel, “Smart underwriting in a shifting credit environment” scheduled for 2:15 p.m. PT on Thursday, Oct. 16, Serpico and other panelists will discuss: 

• Planning for depreciation and market corrections; 

• Adjusting models to account for increased delinquencies and defaults; and 

• Using real-time and alternative data to strengthen decisioning. 

USAA was the 20th-largest auto lender by outstandings in yearend 2024 with $17.9 billion, according to Big Wheels.   

Auto Finance Summit 2025 provides attendees with a blend of intimate networking opportunities, unique workshops and a chance to hear from industry leaders on topics such as compliance, fraud management, subprime financing and dealer and lender relationships.  

Auto Finance Summit 2025, the premier industry event for auto lending and leasing, returns Oct. 15-17 at the Bellagio Las Vegas. Learn more about Auto Finance Summit 2025 and register here.