VP – Head of Auto Lending Product Strategy
PenFed Credit Union

Chris Kleczynski is a seasoned automotive executive with over two decades of experience spanning Credit Unions, OEMs, and Captive finance organizations. He currently serves as Vice President of Auto Lending Product Strategy at PenFed Credit Union, where he leads the strategic direction, growth initiatives, and technology transformation of the auto lending portfolio.

Throughout his career, Chris has worked across the full automotive value chain—from consumer lending and credit operations to OEM product management, marketing, and incentive strategy. He has held leadership roles at Volkswagen Group of America, Nissan North America, and Ford Motor Credit, bringing deep expertise in product development, digital transformation, dealer operations, and go-to-market execution. His specialty lies in connecting strategy with execution to deliver scalable, customer-focused solutions that drive growth and operational excellence.

Chris holds an MBA from Arizona State University and a BA from the University of California, Berkeley. He brings a pragmatic, data-driven approach to solving industry challenges and helping organizations navigate the evolving landscape of automotive finance and mobility.