Managing Director, Head of Credit Solutions
Pagaya

Robert McDonald is Managing Director, Head of Credit Solutions at Pagaya. In this role, he leads the company’s auto finance business while also overseeing business development and strategy across all consumer credit verticals, including personal loans, auto loans, and point-of-sale financing.

With more than 25 years of industry experience, Robert has deployed over $15 billion across numerous transactions in the transportation and mobility sector. He joined Pagaya in 2020, bringing deep expertise in structured finance and credit markets.

Prior to Pagaya, Robert spent 16 years at Goldman Sachs, where he served as Head of the Auto & Equipment Structured Finance business. Following his tenure at Goldman, he founded The Morgan McDonald Group, advising financial services and transportation companies on business strategy, development and capital markets execution.

Robert holds graduate degrees from both the University of Pennsylvania’s Wharton School of Business (MBA) and the University of Michigan (MSE in Financial Engineering and MS in Applied Mathematics). He earned his undergraduate degree in Mathematics from Morehouse College, where he graduated Phi Beta Kappa.

He resides in New Jersey with his wife and three children.