2027 Agenda

8:00 AM – Networking Breakfast

9:00 AM – 9:15 AM Opening Remarks 

9:15 AM – 9:45 AM Session 1: Fireside chat with a top industry executive  

A leading auto finance executive will take the stage to discuss 2027 sales and portfolio strategy, affordability, technology investment, dealer support and how lenders are balancing growth with disciplined risk management. 

9:45 AM – 10:30 AM Session 2 – Panel: Lender-dealer collaboration amid changing credit dynamics and AI disruption 

• Improving approval and funding conversion while consumers remain payment-sensitive and credit standards stay selective 
• Aligning pricing, incentives and deal structure with portfolio risk, fraud prevention and compliance requirements 
• Reducing friction with transparent decisions, faster verification, better stip communication and AI-assisted dealer support 

10:30 AM – 11:00 AM Coffee Break

11:00 AM – 11:30 AM Session 3 – Fireside chat with a top industry executive

A senior captive finance executive will join a one-on-one discussion on leasing and financing strategy, incentive and residual-value management, the evolving ICE/hybrid/EV mix, dealer needs and expectations for the rest of 2027.

11:30 AM – 12:15 PM Session 4 – Panel: Moving from digital transformation to AI-enabled execution

• Deploying AI copilots and agents across originations, servicing and collections without losing human oversight
• Connecting lender and dealer workflows through APIs, embedded finance and real-time data while reducing manual handoffs
• Turning speed, transparency and personalization into measurable conversion, cost-to-serve and customer-experience gains

12:15 PM – 1:30 PM Networking Lunch

1:45 PM – 2:45 PM Session 5 – Live Demos: Unveiling what’s new: Product showcase and live demos of the latest auto finance-related technology

Startups in financial services and mobility will demonstrate technologies built for the next generation of auto finance. Expect AI copilots and agents, identity and fraud tools, verification, servicing automation, dealer workflow and portfolio intelligence, and more. Each demo will be short and to-the-point, to give you a concise survey of up-coming industry technology.

2:45 PM – 3:20 PM Session 6 – Panel: Reading the risk signals: Managing credit performance before problems emerge

• Identifying early indicators of credit deterioration as consumer payment behavior and portfolio performance shift
• Applying predictive analytics and real-time data to sharpen underwriting, account management and loss forecasting as loan terms lengthen
• Connecting origination, servicing and collections data to create a more dynamic view of borrower risk throughout the loan lifecycle

3:20 PM – 3:50 PM Coffee Break

3:50 PM – 4:20 PM Session 7 – Presentation: Macroeconomic and automotive industry outlook

• Mapping the 2027 rate and funding environment and implications for lender pricing, margins and refinancing demand
• An update on GDP and consumer health, SAAR, new- and used-vehicle pricing, tariffs/trade effects and affordability
• Assessing the biggest upside and downside scenarios for auto originations and credit performance through yearend

4:20 PM – 5:00 PM Session 8 – Panel: The new underwriting landscape: Shifting to dynamic risk assessment

• Balancing faster approvals with explainability, fair-lending controls, compliance and rising fraud losses
• Using cash-flow, income, vehicle, identity and other real-time data to sharpen risk decisions
• Automating stips and verification while detecting synthetic identities, first-party fraud and AI-enabled document manipulation

5:00 PM Cocktail Reception

8:00 AM Networking Breakfast 

9:00 AM – 9:05 AM Opening Remarks 

9:05 AM – 9:45 AM Session 9 – Panel: Finding the next gear of growth in auto finance: executive roundtable

Senior executives from leading auto finance companies discuss where lenders and dealers can find responsible growth in 2027 amid affordability pressure, evolving credit performance, funding and pricing strategy, AI-enabled productivity and heightened fraud risk.

9:45 AM – 10:15 AM Session 10 – Presentation: Navigating used-vehicle values, residual risk and recoveries 

• Forecasting used-vehicle values through yearend by segment, including EV, hybrid and ICE performance 
• Managing collateral exposure as longer loan terms, negative equity and vehicle technology changes reshape recovery risk 
• Update on incentive spending, lease penetration, off-lease supply, inventories and implications for residual-value setting 

10:15 AM – 10:45 AM Coffee Break

10:45 AM – 11:20 AM Session 11 – Panel: Compliance checkpoint: What’s on the horizon for lenders, dealers, and regulators 

• Managing a fragmented 2027 rulebook as federal priorities evolve and states expand consumer protection and privacy requirements 
• Building governance for AI and automated decisioning: model validation, explainability, adverse-action accuracy, data controls and third-party oversight 
• Preparing for scrutiny of pricing and disclosures, add-on products, servicing and collections, repossession practices, data furnishing and fraud controls 

11:20 AM – 12:00 PM Session 12 – Panel: Subprime auto lending in 2027: Risk, resilience, and responsible growth

• Managing longer terms, elevated PTI/LTV ratios, negative equity and thin consumer payment buffers
• Strengthening dealer, identity, income and title verification as fraud schemes become more sophisticated and losses rise
• Separating normalization from deterioration: using vintage, segment and channel data to refine pricing, collections and credit appetite

12:00 PM  Conclusion