President & CEO
Western American Loan

Sean Murphy is a seasoned executive and trusted advisor with 30 years in auto finance. Sean is results-driven and has established himself as a conscience leader in seeking innovative technology improvement, risk-based assessed management, and relationship-building within the automotive sector.

Currently President and CEO of Western American Loan, an auto finance company founded in 1965 – overseeing capital deployment, credit, funding, collections, and portfolio management.

Previously, he served as Vice President of Finance at the Earnhardt Auto Group – and Director of No Bull Finance (formerly Mr. Ed Finance) – he led a team of experienced sales and finance employees. Sean excelled as the leader of the longest-running, highest-volume sub-prime finance producer in the industry. In this role, he leveraged his strengths to create lending opportunities for consumers across the 17 store-group. His responsibilities included managing process flows, mitigating risks, and managing the group’s centralized finance division.  Sean was also instrumental in negotiating contracts with lenders and vendors, overseeing marketing, and implementing strategies to streamline the group’s operational needs.

Sean’s leadership extends beyond these roles by fostering strong relationships with internal and external stakeholders, banking institutions, and vendors, earning him a reputation as a reliable problem-solver and trusted advisor within the automotive industry.

A graduate of Arizona State University with a Bachelor of Science in Political Science and minors in Genetics and Spanish, Sean is deeply committed to ongoing opportunities for continued learning, personal growth and development.