AFS EAST DEMO SHOWCASE
Unveiling What’s New: Product Showcase & Live Demos
Discover the latest innovations shaping auto finance. During this dedicated demo session, startups across financial services and mobility will showcase cutting-edge technologies designed to transform the auto finance ecosystem.
Each presentation will be brief and focused, offering attendees a clear, practical look at what’s new—and what’s next—in auto finance technology.
2026 Participating Companies

Cosmos AI builds AI agents for loan servicing to save lenders 67%+ costs and maximize repayments. Think of it as a superhuman collections rep that works nights, weekends, and at scale — but for a fraction of the cost. Our AI doesn’t just talk — it’s emotionally intelligent to plan, think and negotiate like a human, across calls, emails, and texts.
When borrowers miss payments again, our AI automatically follows up — predicting the right date, time, and channel to re-engage and handsoff to humans when needed. It can also onboard new customers, walk them through the entire loan process, and answer their questions end to end—along with being fully compliant.

Ekho turns your dealer website and showroom into a unified, automated sales engine. It handles financing, titling, registration, insurance, taxes, fraud detection, and compliance in all 50 states—so your team can sell more vehicles, increase margins, and close deals faster without adding headcount.

High Gear Data is institutionalizing the Buy-Here-Pay-Here market through proprietary data, market standardization, and capital markets infrastructure. The BHPH industry is a $100B+ market of roughly 15,000 independent dealerships serving 8M+ credit-challenged Americans — yet it’s fragmented, under-digitized, and largely invisible to institutional capital. Through direct DMS integrations, High Gear ingests real-time, transaction-level loan, payment, inventory, and consumer data to deliver a SaaS platform for dealers (portfolio intelligence, benchmarking, data hygiene, capital markets readiness) and an institutional-grade surveillance, due diligence, borrowing base, and collateral verification platform for credit investors. The result is a proprietary, continuously growing dataset — a network-effect moat that makes BHPH transparent, investable, and efficient for the first time.

Level is an AI-powered claims management service built for auto lenders. Our technology platform centralizes total loss claims into a single portal, helping lenders recover more, while minimizing operational burden. Level delivers meaningful recovery gains that directly reduce deficiency balances and charge offs.

Loanbridge is a vehicle event-tracking and risk-management platform built purely on data. That means only the VINs are required – no telemetry in the car, no GPS modules, and most importantly, no PII involved. Our service unlocks on average a 3X uplift in successful recoveries, reduces storage fees by $1.5k, helps prioritize higher-dollar assets with contextual information & frees up servicing personnel by 50% with an integrated voice AI agent for impound verification – an industry first. We operate at scale, continuously monitoring approximately 20 million VINs.
We aggregate data streams across different platforms (law enforcement, impound services, sales listings) and provide nationwide, cross-state, actionable near-time alerts, on average within 45 minutes of event occurrence (e.g., impound, accident, theft, car-share listing, etc.). In addition to the alerts, we also provide baked-in vehicle reports, including lien information, accidents, recalls, and title brands, as part of the service.

Perqia partners with financial institutions to help borrowers prioritize their loan payments. It combines proactive incentives, easier ways to pay, and cash flow analytics into a consumer-first loan payment experience that wins wallet share. This leads to higher credit scores for borrowers, lower collections costs, and better performance for lenders.
